Thats great to hear, as I'm in the same position. 

as a single property owner, do not want to pay full price as there may not much of need of reports, looking for state specific lease and ACH/Zelle/paypal kind of payment options for application fee and Rent collection. any recommendation on which plan would be best?

My direction is a personal choice - free and clear.If you are in a position to start saving for your first primary in a year.

Hence, it would be good to calculate your cash flow after the cash out refinance to make sure you'd be in the positive after the refinance and that you are comfortable with the decreased cash flow.

Fractional investing options include real estate crowdfunding platforms like Arrived and Ark7, or real estate syndications for potentially higher returns.

I've been in a similar situation and found a few great options that integrate with QuickBooks Online:Stessa: Seamless integration with QuickBooks, real-time visibility, plus historical P&L, cash flow, and return on equity.

Year over year this can really add to your net-worth & equity position. 3) If the property comes close to breaking even with you moving out, then it can still be a good deal.

Look at the positive you now are aware of some issues that need your attention.Houses have problems.

Spoke w/ some Invester-friendly relators there and they both seemed to say "Its very hard to get cashflow-positive property now and you can expect appreciation of 2-5%."

@Michael Mainini you have options and renting could be a good choice if your interest rate is low.