If he has no money to call an attorney, he could still call the title company and closing attorney who handled this transaction as a start.Also, a lender can’t demand more than he is owed and it’s a bit hard for me to believe that a $330k balance has built up to $500k, even with a year of missed payments.

Am I missing something?

Total end units: 43Goal 1: 50 units total in 2021- missed this. 

I know I am missing the mark, with that, any and all criticism will be greatly appreciated as you will play a part in my investment journey.

Whereas, with the hard money lender the rates are higher but with limited red tapes the deal close faster ensuring the Investors does not miss out on the property and making profits.

Sad to miss out on an opportunity, but considering it actually was a pit in disguise, I don't mind. 

Then you tell me if you barely escaped, or missed out.Recovery of Cost (Cash in) and start of Profit:A - Cash in = $40kB - Cash Flow/year (recovery):  $1,032/yrC - # of years until you recover Cash/Cost =  31 years (30 years of mortgage + 1 year without mortgage)It doesn't matter what the property value is, or where it goes up to, unless you plan on selling the property to get access to it. 

The issue I'm discovering now is that, when I go to apply for a mortgage once I have completed this live in Reno, my debt to income ration will be too high.The solution I was planning to do is to add myself to the title of her home as joint tenancy and rent it out, at which point, I could claim 75% of the rental income towards offsetting my debt to income ratio, which would likely qualify me to obtain another home loan for another personal residence for my family to call our actual home.Does this seem like a sound solution or am I missing something?

Counters: $4,000 Contingency: $15,000Total: $150,000Although you have a bulk of the items covered, you are also missing several items that could add up to thousands of dollars of work:ExteriorsLandscaping?

Ive ran into a brick wall, and even though I’ve tried to find a solution I really don’t want to miss out on this deal since its a great opportunity.