@JT Crownover  the reason for my list was an exercise in where one can buy houses under 10k in the US and those are the easiest for someone who has limited backing or capital can actually wholesaleit does come down to the greater fool theory though.. and I am certainly aware of West Jackson I had my Plane Hangered at Hawkins field and would drive through W Jac to get to it ... :)  felt odd driving through a neighborhood that I could buy a house for the same price it would cost me to fill my tanks with Avgas ..

What is the best way to accomplish this while limiting the expenses associated with accessing the equity? 

i have 2 units up for rent now also , all I am getting for applicants are people that are being evicted .  

Something else to consider with units over 4 bedrooms is that Minneapolis has a limit of 4 unrelated people per dwelling.

If you are going FHA I would assume you limited like most entering that cash down is the issue.

To limit the exposure a lower ITV was necessary.

I will look for the area where the property tax is low, limited exposure to natural disasters (hurricane, wildfire, earthquake, etc.), and landlord friendly.

Steer potential applicants to phonecall for live screening.

Guess who doesn't qualify for a commercial loan with limited business history? 

My goal is to buy $6-$10M @ 25% down over the next 18-24 month.Would anyone be able to give some recommendation for great commercial lenders that would:Be able to lend in the two states in question Offer competitive ratesNot have any limits in terms how many units/loans any investor can haveNot sell the loan - That is a though one but I don't want to deal with 20 loans that get passed around for the next 20 yearsCan close quickly once we have establish a relationshipPlease let me know what you guys think thank you