Make use of your environment and what you have to survive.Regular items such as guns and knives are classified as  weapons and as such are not allowed in many venues around where you live.

I own a lawn care company and web design company and do most of my "make money with my body" through those venues.

In the same vain, I legitimately have a uniform I wear which consists of an old sweatshirt and jeans in the winter or an old plain t-shirts and shorts in the summer.

I might explore other venues later on, but would really like to make a good amount of passive income for myself first before I explore any others.  

I have what seems like a legitimate offer of $37,500 from someone I've done business with before.

But, here's what I offer in return:-  The contractor legitimately gets more work-  The contractor doesn't have to waste time giving me bids that I will reject (when I have a contractor I like, I don't get multiple bids)-  The contractor doesn't ever have to worry about getting paid (I always carry my checkbook with me)-  The contractor can save money on advertising costs -- I'll refer him to lots of other investors and he'll keep busy without advertising-  The contractor doesn't have to worry about someone who wants to cut corners (I don't do that)-  When a project goes smoothly and comes in on budget, I pay bonusesThese are the things I offer in return for lower labor costs. 

ROI wise I haven't heard of any real legitimate complaints so as long as you run the numbers and they work for you then I'd say go for it.  

If a loan is not worked out through the process, what happens in the 11th month or the 13th month, if failure is the writing on the wall then it seems that dispositions of the remaining assets will go back into the most profitable venue, selling the asset or foreclosure as customary.In the 11th month a list will probably be made, in the 13th month it looks like they are back to business as usual.

I don't see how she'd legitimately get a tax benefit, unless perhaps she itemized the mortgage interest deduction while not reporting that it was made on her behalf.

I'm glad, David, that you run your business legitimately.