My potential profit that would have been in the job was converted to equity.

But yet again you are able to do a nice self promote off of my mention so your welcome LOL

If you have a good w2 job and credit you can get a personal loan from SoFi or a bank like that.

My family and I did A LOT of moving around and job hopping over the past 5 years but we feel like we're finally settling down and focusing on our financial future and our real estate goals.

Only one bathroom but otherwise nice.

If I were in your shoes, I would do the following:- set 6 months worth of income aside in a HYSA to save it for a rainy day (this will help shield you if you lose your job, or if something goes horribly awry with your investment properties)- open a Bank on Yourself life insurance policy (this is a specific type of high dividend paying whole life insurance where you can borrow against the cash value in your policy at any time and the money will continue growing as if you never took out a loan.

The main ones are if you can prove you needed to upsize or down size, divorce where the court orders one of the spouses the property that has an FHA loan, and you were relocated by your job. 

Recently Amazon is locating it HQ2 not far away from us with jobs at salaries of $150K/yr.

On one hand, I am not looking to quit my job, but would love over the next few years if it wouldn't really matter if I lost my job. 

Target people that commute to a job in the city but want county schools.