Mine required 15% down, 10 yr term @ 8%.

About switching them to your own lease - that was a big questions of mine.

I am not sure that we can speak for what most banks or asset mangers do unless we polled the larger group.John, I don't doubt that you know your business, you obviously have a vast wealth of knowledge; but I can assure you that I also know mine - not better than everyone, but better than most.

I get mine from Roush.

As long as you're using "the price at which a motivated buyer is willing to pay a motivated seller at a given point in time" for --market price-- and not "even though everyone else's house is selling for $200k, mine is magically worth $289 even though nobody would really pay that amount right now", then...You're foregoing guaranteed money for the promise of future money.

Matt,With all due respect, my opinions are not mine, but that of an industry called lending.

I have a old friend of mine that wants to sell her property.

$0 miles in each direction there is 2 cities of about 80k each, but still a little too far to really matter.There is another home for sale right now that is at 179,900 right now and is somewhat comparable to mine, but the ones sold are really not.

Mine is a 1 1/2 story home which does not require stairs on the outside of the home leading up to the second floor, if this is what you mean.

I think you'll agree that Gatten's system is the "Gold Standard".Bill in Oregon