However, all indicators imply the entire Boise metro area will continue to be in high demand due to people being able to work more remotely now and enjoy our quality of life (hiking, biking, skiing, hunting, fishing, white water rafting, golfing, etc.). 

Will certainly check it out.My interest/question is in the current "Fed Rate increasing" environment, is this best time to refinance if I am finishing first year of a 5 year loan that i took for a multi-family purchase last year? 

In today's environment 1 month of shopping might wind you up with a higher rate!

We are in a serious lack of supply environment, which I think will not get better until 2026 or beyond.

This environment is already dampening buyer's enthusiasm. 

@Benjamin Stauffer I think most people would say it's a terrible landlord environment- and they wouldn't be wrong.

Do you think borrowing the most you can while rates are still historically low is the best policy in a environment where a recession could be possible?

This included our agent recruitment process, onboarding, cloud-based technology, online environment & culture, and our lead generation tactics, which I already had experience in.This was A LOT to take on, especially with no experience, resources or tools out there to help.

The approach you cite is almost exactly wrong, as the literal number rarely goes down for long and so cash held in an inflationary environment is less valuable by the day.

I just don’t want to buy into a frothy and very bubbly environment.