If you can afford the larger down payment of a conventional loan and still have enough left over for repairs/maintenance, vacancy, and any other emergencies, go conventional.

I have 2 mentions in today's local newspaper.  1 guy for a speeding ticket, and another mention for a medical emergency.How many have you had in a single newspaper edition?

Who to contact in the event of an emergency (hint, it's not us - usually Fire or Police department).3.

., and then there's the Anschutz Medical Campus out east on Colfax that is bringing in ancillary development. 

I appreciate everyone's comments on this thread, and what I've gathered is it sounds like they were trying to say to take on as much low rate fixed debt as your comfortable with (with some emergency cash reserves available), and as we get rising inflation, the value of the rents and RE will increase at a higher pace than in the past, thus eating away the % of your $ required to pay your mortgages, and the creditors will be the ones on the short end of the stick?

I have cash reserves in place for emergencies, and the mortgage is so low that I can afford to flip it for awhile until i can get a new tenant in there if that does happen (which I doubt it will since they have been on time so far).

With all said and done, the likelihood of the initial investment with all cost included will be in the $45k ball park (plus wanting to leave an emergency fund for myself for my SFH), I'll really need to have roughly $60K saved?

I have cash reserves in place for emergencies, and the mortgag is so low that I can afford to flip it for awhile until i can get a new tenant in there if that does happen (which I doubt it will since they have been on time so far).

Nurses are hired in a variety of industries - from corporate america, to insurance, to the medical community. 

I am slowly converting more of my units into medical housing since it has been so great.