What LTV is required?

A HELOC cannot be used as Reserves or assets and PITI assets are required when you buy more REI.When you look at the blended rate having a HELOC and a 2% rate again it usually causes a higher payment over a simple refinance. 

I use Hocker Title -- they do off-market through the regular title process, but if something comes up that requires an attorney, there are attorneys on staff who can work through the issues. 

The CCIM designation is a big plus but not required.

It also requires gaining a level of sophistication and knowledge that not everyone has the time, inclination or ability to do.

The problem is that the insurance company is requiring utility bills from 3 months prior to me owning the property to prove the home was adequately heated.

Start small and work your way up as you build comfort and confidence in your skills.Although not required, a real estate license can offer beneficial networking and educational possibilities for those who engage in real estate.

I also require renters insurance so they can get housing coverage  there. 

Most banks I’ve talked to require a 6 month seasonal period.

I think they require inspections after like 15(ish) units...