Home Warranty (far from perfect, many people don't like them for a lot of reasons mainly because they are a pain to deal with, but as a safety net for someone looking to get going despite not having super deep pockets yet, they are worth looking into IMO, just pick a company with a good track record, and often you can have your agent pay for it as a closing gift). 

You are literally fighting the Federal Reserve Board who is trying to slow down the economy right now.  

At the minimum you would be banned forever from the program.I haven't gotten a contract or lease yet, as the local housing authority has been very slow with even getting the inspection scheduled.

What would happen if you get into a slow period and only 2 or 3 people book?

The Winter time is slow with how cold it gets here so if you want to sell you want to do it prior to Dec.

We see that renovation costs are starting to come down as the market slows but it'll still be some time until we have competitive rates back on most of our subs.

If the seller listens to the realtor, he will go through a slow death of reducing prices until he sells it next year some time.  

Even if Jersey City has the highest rent growth in the country but the rent growth is slowing.

It's slow at first, but consistent action will breed success!   

The debt still enslaves you and slows your growth.You'll need a place to live.