Quote from @Veronica Jones: Let's start with this: how many properties do you currently own?

I currently earn about $7,000 per month, working 50-55 hours a week at $34/hour.

How do you currently find and evaluate investment opportunities?

I would do it again for sure if I was still in my early 20’s and single, but not at my current advanced age, with a family. 

Hello Everyone,We are currently working a deal in Gulf Shores that is a little tricky.

After about 1.5 years of owning them, i did some minor cabinet upgrades, bathroom upgrades.Zillow and all other real estate websites show the current value at $120-125 K.

I'm considering short- or long-term rental but current demand is low due to the offseason.

The studio is currently being rented, along with one of the main units. 

It's the lower bedroom counts with limited amenities in the community and low to medium theming that are oversaturated.

We tried to get info on the lender to ask directly but they wouldn't give it to us.I would have thought this would be a relatively quick process to do a credit check, check debt to income, employer verification, etc.current loan's interest rate is very low so they definitely haven't refinanced anytime recently.Additionally, having never assumed a loan before, anything I should keep an eye out for that might cause a hiccup?