I am looking to learn more about wholesaling and creative financing.

Very creative.

Drop box is cool, but I gravitated towards Google docs because of the way you're able to share and collaborate in real time, and the threaded comment feature.I'm also a very visual person, so I got creative with the formatting to have cells change color if I missed an appointment, or prompt me to make a new appointment.I still use this for all of my RE leads, but when this new marketing business sprung up under my feet, I had to find something different.

With your knowledge base, I guess you will like the multi-family, syndication and creative financing forums. 

I always hear people talk about getting more creative with your financing.

If you're  NOT planning to owner-occupy, you're gonna want to get really creative, because you don't have the reserves to buy anything but a 40k house (in good condition).

Ask mortgage specialists and try local banks, for instance Silver State Credit Unions (in your area).Get creative.  

Hi BPers,Here's two situations...what are some optionsSituation A:I have a "lead" who has a 100k cash for an EMD to buy a 500|+k house now! Banks wont touch her, for the balance...she called the realtor and all he wan...

You can get more creative, like buying one of the junior liens and foreclosing it yourself.

If you wish to start investing in real estate you can do so by utilizing SDIRA as it has been suggested earlier or look for another creative methods to invest in your own name with limited resources or just save up.