I have never had a zero % seller carry back EVER default. 

You can break these down to individual items with replacement values or usually it is typical to see a percentage there (~10% of income).

It just means you aren't getting them right away because those losses would carry forward into subsequent years where they can be used to offset future passive income earnings.

We will have a donation box for non-perishable food items, and will be donating to Feeding Tampa Bay.

We also offer a few items like a pack n play and small high chair.  

Try to get a ten year no interest, owner will carry, with a balloon payment after the ten years is up. 

Multi unit is probably more profitable, but in my experience dealing some of the large item repairs in older buildings, at times is discouraging.

If they can't afford it, I would give them as much notice as you can so they have time to find something else but you should not have to carry them just because the previous owner was giving them a break.

No doubt you tell your investors that all investing carries some form of inherent risk, and the overwhelming majority, if not all, of our investor base have a background in investing already.

Lots of tired landlords that will carry the mortgage for you with 10% or so down.