So let me just say to all the folks out there that might be closer to my end of the age spectrum - what Sean has done you can do as well.

PPretty broad statement I know, and some of it depends on your real estate investment strategy as well.

There are also a few on the higher end of the spectrum, $300k+.

Louis, you just need to drill down your target area, sometimes to a single street or a few blocks, more than in some markets that see growth/decline more broadly across a larger area.

.· Over a 30 year period, equities are certain to deliver returns averaging between 7-8%o If I invest 10k into a broad based index fund I can sell it for ~76k after 30 years.o With inflation at 2% per year – real returns are closer to 5% pre-tax· Over a 30 year period if I can manage to get into a rental home just (breaking even) for 10k; which is going to be hard to do outside of the BRRR method my results are dismal. o With inflation at 2% per year – my real return is flat. · If I depreciate the building I have to re-capture that when I sell and it hurts my returns.

@Jonathan K. that's a broad range of expertise. 

This is actually a good thing for those buying student properties right now, because the leasing season is stretching on much longer than it typically does.That's an overview of the two opposite sides of the spectrum during the pandemic, but I hope it helps!

Buy-and-holds, on the other hand, are investments and can be done long-distance (and you can make the risk spectrum on those anything you want).So, I would backtrack.

don't forget to listen to the podcast, it has been the best resource for me to get a broad perspective on the real-estate world! 

In my experience this is not as profitable as purchasing notes at a discount to principal, especially a LARGE discount, but with the note market being what it is with discounts on performing notes hard to come by, creating or originating loan may be the best way to build a good size portfolio.On the more passive side of the note investor spectrum, there are investors that purchase notes through note brokers or note originated by hard money lenders.