I cannot tell from your response if you recognize that the JADU must come primarily from existing structure space (small exemption for new construction for access). 

Home value=$235kOwe=$186k95% of $235k=$223,250$223,250-$186,000= $37,250so you would be able to access $37,250 of your equity minus some closing costs. 

Thus, you should intentionally set up financial arrangements so that you will not need to access this money for quite some time.

Some yes and other no - when you are starting out you will only have access to institutional operators and newbies.- Any added benefits other than the returns?

Case study/Analysis:  Commercial property:  40,000  flex space with limited bay door access.  

If you don’t have an experienced self storage team, or access to a great property management firm, I would avoid that.

Not only will you gain instant access to many thousands of dollars, but if you use the HELOC as your checking account you'll also pay off your house in a few short years, not decades later.HELOCs cost you less than REFIs.HELOCs charge interest on used balance; REFIs charge interest on every dollar you have access to.HELOCs can replace emergency savings, meaning, you can keep that 15k as interest-sheltering equity in the HELOC.You can't lose with a HELOC.

In Cleveland, that process has been taking 60-90 days which means that if I am relying on the rental projection from the GoSection8 site, if the offer of rent from the housing authority is below what I can accept, or below market (which is sometimes the case), not only have I lost that market time, but I also have to restart the process of finding a tenant.The website provider has stated that only a housing authority has access to the full scope of rental data; even paying for a premium subscription does not give me access to any better information.

Hey y'all, trying to access equity from several SF properties I have, but running into walls in every direction.

There are a few self-contained guides that you can access here: https://www.biggerpockets.com/guidesAlerts can be really helpful too: http://www.biggerpockets.com/alerts