Most food servers, exotic dancers, and bar tenders, have very minimal 'base' income, it's mostly tip income, and a LOT of the time it's under the table money that the person does not voluntarily report to the IRS and pay taxes on.So, not a solution for you today.

I mean, you'll be there for a year so if you want a pergola and picnic table for yourself that's one thing, but doesn't add much value for a rental unless it's a vacation rental. 

They can be more flexible, can consider the income from the property into your DTI, and generally just meet across the table with 4-6 people on the board to decide if they will lend to you or not. 

The loan originator is not going to be the one sitting at the closing table across from a notary public who takes your fingerprints and has you sign documents saying it is your primary residence. 

Instead of laying all your assets on the table in front of a bankruptcy court and hopping for the best outcome, a properly constructed asset protection trust or system focuses on actually protecting your assets directly from collection.

Otherwise, if she defaults and has her contract forfeited, she's leaving a lot of money and equity on the table.

My ability to be personable, along with my communication and negotiation skills ultimately are my biggest assets and are what I bring to the table in every deal.

Felt AMAZING at the closing table!!

The lender would only consider equity in excess of the 25% for cross collateralization--- it worked out that we had sufficient equity such that we ended up bringing less than 1% of the purhase price of the new props to the table.

Once they find out that this is not a home i will be living in, that is off the table and my only options are 15-20 year ARM.