Most hard money lenders will offer these products, but not all are created equal.

,There are lenders that will offer home equity loans as well as cash out refinances (run the numbers to see what makes more sense). 

I ended up offering to open an escrow account to place the remaining $6,000 I “owed” the contractor and should I have no problems after the 5 year warranty period, the $ would then be transferred to him. 

The cash out refinance is going to offer a longer term (30 years) and usually a lower payment. 

I found this on market and put an offer below asking price.

Walk through every step and make sure they are comfortable By following these steps it may take a year or 2 to become expert in your market for you to start investing  

@Elenis Camargo Just wanted to let you know that I spoke with Pentegon Federal Credit Union this morning and although they used to offer HELOCs for investment properties, I was informed that they do not anymore. 

The most lucrative option Ohio Cashflow offered me was to use their real estate agent.

You probably need 10% for a down payment plus closing costs which could be another $10-20k.You can put in an offer contingent on selling your own property. 

Demiss, I'm not from your area so I can't offer any precise insight there but I do have a few pieces of advice that I've learned on the house hacking forums. 1.