If I am understanding your post correctly, are you looking more for a long term appreciation play? 

:) Honestly the best advice I’d give you is your time is much better spent understanding the dynamics of your local market & you already have 20 years experience doing so, than reading more real estate general theory at a certain point.

I would speak with realtors, and local banks to better understand the business.

We are committed to understanding the pulse of today's personal finance and real estate investing environment.

Usually these emails are simply one or two line responses or answers (that's all they really require), but it makes me question if an email that takes 5 seconds to type is worth the money I'm charged.If this is normal, than I understand completely, I just want to see if that's the case.

I understand that seller financing works in two ways: 1.

It would help you to understand some of the options by taking a look at  https://www.biggerpockets.com/forums/311/topics/1141313-subject-to-why-you-need-money-to-buy-using-subject-to-subto-safely-legally 

If so, I can understand where you're coming from.As far as fortune goes, I'm just a simple accounting (CPA) and finance (CFA) nerd who thinks about a fortune in terms of financial wealth (that is, assets, equity, revenue, and profits).

Before diving in, make sure your mortgage allows for owner-occupied multi-unit properties, understand local regulations, screen tenants carefully, financially plan for potential costs, and have a clear exit strategy for managing the property in the future.

I would reach out to co-hosts to understand the cost of running the MTR.