When you apply for a home loan we only look at the monthly payment and on student loans we only hit you with .50% of the payment or in some cases if it is deferred for 12 months we can ignore it all together depending on the program you choose, for example; FHA, Fannie Mae, Portfolio etc.Another trick is if the installment loan on a car/vehicle only has (10) months of payments remaining or less we can "Omit" it all together.

I once had six tenants die in four months!

Projects will take 5-7.5 months to complete.I assume a conservative net profit at closing between 13% and 15%.

I was patient and let him get a little behind after 4 months of on-time payments and then a few months later the payments stopped altogether.

1000 calls  100 leads  10 semi interested  close 1.. the rule of one.. most of my clients contact at least 5k to 10k a month..

Even looking at the balanced rate (which I feel like is hard because the terms are different) along with the potential to have the monthly payment/fees covered, it feels like a cash out is a better option if we did want to keep this.Part of the current struggle is that the market was hit harder from the rate increase so sales are almost at a standstill and even with trying to sell the house, the rental market is doing substantially better because most military cannot afford to purchase in this area as the payments are over 6k/mo for buying vs 3-4k/mo for renting.Any advice is most appreciated!

My property only has $140K in equity but I don't have any other debts, she of course is paying about $800 a month for her pretty car. 

We always give the tenant 2 months to pay the monies owed.

He wants the house badly and he wants to keep his monthly payments below $1,400 which I am able to do for him.

Despite challenges such as higher mortgage rates and limited inventory, the market shows positive growth indicators.Property PricesHome prices in Birmingham are forecasted to rise steadily over the next six months.