I saved up about $30k from working and was ready to pull the trigger on my first investment decision as an adult.  

I have been seriously considering the Orlando and KC markets, and because of your positive experience, I think I'm going to go ahead and pull the trigger!  

Sadly though we never made the NEXT step or pulled the trigger so to speak.

The historical negatives could still be 0 if there was no payment history for past 24 or 48 months, whichever range SmartMove uses, but the status of the tradeline should still trigger a negative I would imagine.  

@Amber Koontz I spent about a year and a half listening to podcasts and reading books on real estate while I saved up, once I finally had enough to pull the trigger I jumped in before the fear of taking on such a big project paralyzed me.  

Now I have taken the next mini step by posting openly for the most part about myself here.Additional things: I believe the reason most people don't pull the trigger including myself is because of the risk and lack of funds to risk.

Look at and evaluate lots of deals until you become so  confident of your market you are ready to pull the trigger when a good one comes along.

A mortgage assignment won't trigger due on sale because it is totally above board with the bank.Good luck finding any assignable mortgage these days.

To be honest we had talked for years prior about investing into real estate but never took that NEXT step, or pulled the trigger so to speak.

However, we were just never able to make that NEXT step, or pull the trigger so to speak.One day I called my mother and ran the idea of investing into real estate by her.