If it's cash flow to supplement your current income, then go from there.

Less than 15% of participants rebalanced in any way back in 2015.Do I think 401(k) plans should be used to help supplement retirement?

I think that these programs just continue to enable a financially illiterate culture (obviously this includes non-BP'ers). 

We continue to work full time in our chosen career fields (higher education) and plan to slowly grow our supplemental income through rental properties.  

We are still focusing on rental portfolios for our funds and clients and supplementing flips in there to keep a nice balance.

Rehabilitation Mortgage Insurance (Section 203(k)This section of the HUD program enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage - or to finance the rehabilitation of their existing home.

Let's set the tone straight; most people don't get into the rental business because they like to manage problematic tenants, deal with leaky toilets or attend eviction hearings.Most people follow traditional investment strategies, that are taught to be passive, but that in reality are far from passive for the great majority of investors.At the very core, most people begin in therental business because they believe in the fundamentals of investing and desire to create some level of freedom and passive income to supplement their current income, and at the same time would like to have some sort of control over their investment.There is nothing wrong with this, and i certainly wouldn’t want to discourage anyone from buying rental houses, if that’s what you really want to do.

Plus -it's best not to enable jerks in getting their way ;) You might be doing him (and everyone he deals with later on) a favor by showing how to do business ethically

The catch is that there is literally 0 vacancy and no forclosures in my market so I don't know if anybody will be able to relate to my situation but I have actually found that this is a fairly good market to get started in because while Im not swimming in money, I know I have good renters every month which keeps things very consistent.I realize Im cutting it a little close but the surplus of renters has enabled me to get into a number of different homes by releveraging the equity from the properties that are on a 15 year mortgages and it has actually worked out fairly well and could now bank roll just about any major occurance.

“What skills do they have that enable them to get this done?”