Hello all is anyone familiar with H.A.N.D.S (Housing and Neighborhood Development services) It's a Orange county down payment assistance program (Florida) but I'm not sure how many or if many lenders deal with this type of program and was wondering if anyone have a bit more information on this Also I'm trying to buy a house and I'm  ready as far as credit (FICO) score it's 739 also this would be my frist house and want to stay around 150K range.  

Lisa Gyolai (legal assistant) is my contact there.

Happy to network and assist.

He wants to extend the SFH to 5000 sq ft total (about 10 rooms) and turn it into assisted housing.

She is currently on section 8 housing assistance.

This is what I've researched are the steps: Look for potential markets, study the macro economicsResearch neighborhoods.

Money is still available at historically low interest rates, down payment assistance is available, and high credit scores are not required.Read this! 

Here are the details:Purchase Price: $330000Downpayment: 10% (savings, family assistance, and small 401k loan)PIMI: $1950/moRental Income: $1150/mo from one side of duplex, $700/mo from room mate in my unitMonthly "living costs" = approx. $200 before utilitiesI ended up using a portfolio lender for this property, as I could not get approved for a conventional loan, due to a 12 month sabbatical I took to travel the world.

I manage 4 of my vacation rentals in kissimmee, let me know if you want someone personally for assistance

Also, all the studying and preparing for deals and I still am VERY confused about closing costs.