From your posts you seem to want to wholesale, which pretty much means that you want to tie up the property and then assign it to a 3rd party to get your money. 

I'd have no problem asking someone to verify my assessment but confidence in my own due diligence builds stronger as I run the numbers and  continually evaluate myself.  

The podcasts are definitely helping me learn and are definitely creating a stronger interest / Desire to learn more!

They can also get a higher interest rate than one could get at a bank.The negative part would be that the money is tied up and not available to fund other deals which could have a high net return.Seller financing can create a very passive income stream so it's a good plan for those looking for cash flow.

The project hinges on taking out most of what we put in so that it doesn’t tie up our funds for any next projects.

Also, if the lease ending in 60 days or less you could talk to them about early termination so this way they are not tied to each other. 

I don't know anything about online lending pools, but your returns are probably going to be tied to the risk of the deals the money goes into.  

The fact that you're tying up $92k for 6-7 months is worth something.

Otherwise that feels wasted leads and tied up money.

Matter of fact, if you're working in a Beach Resort area, appearing in fashionable beachwear instead of a Suit & Tie would be the appropriate uniform.