So, for a 4%, 30 year, $100,000 loan, you would put in:=PMT(4%/12, 30*12, 100,000)Really, I put the inputs in different cells and refer to the in the forumla.

John, I believe Simon is referring to REO's already listed for sale on the open market.

The tax above that I think everyone was referring to was not UBIT but rather UDFI which unrelated debt financed income tax which Dmitriy mentioned is a tax incurred upon leveraged investments within a qualified plan to make sure investors who utilize debt are on par with others in taxed environments who use debt/leverage.As far as I've researched the soloK is not subject to UDFI (buying real estate passively with out active trade or running a business inside your soloK) but if your running an active business inside the qualified plan then that is the realm of UBIT which aims to level the playing field with businesses operating within the confines of a qualified plan with those not in tax advantaged environments to keep parity.I've been researching these for my family members and have no qualified plan so there's no interest in these personally other than to help.

Also, the language will refer to the property being part of a condominium property (or some form of collective property ownership) and refer to the governing documents being recorded in Volume ABC, Page XYZ.

Are these common areas that you're referring to?

I always use a double acting mold control solution.

Steven,You make great points and I've thought about it, but truth be told, I'm still a very inexperienced investor still trying to learn what I could do and ect.By savings, are you referring to just a regular SA (Savings Account) or CD's, or other types of savings with investment in funds or stocks?

There are MANY solutions to the SAFE Act.

Are you referring to an agents license or a brokers license?

I'm assuming, since you refer to cash flow, that the property is being held and making a profit each month.