I think it depend how bad the flooring has been penetrated.

I am a new real estate investor, and my current strategy is to leverage the VA Loan with a 4-plex to reduce my monthly rent expense.

Start by reading the Ultimate Real Estate Investing Guide: https://www.biggerpockets.com/guides/ultimate-real-estate-investing-guide/introduction2.

If you haven't done private lending on your own yet, I highly suggest you read my book Lend to Live: Earn Hassle-free Income in Real Estate with Private Money Lending.

I am pretty new in the world of real estate.

We typically put $100 or none depending on the transaction. 

How do PMLs evaluate the potential of a real estate investment differently from banks?

So it depends on the amount of the equipment.I have a CPA handling my taxes, and years ago, he set a $1,000 limit originally for deducting equipment which had been increasing over the years, so I no longer ask him annually.

For R&M it'll depend on the type of property, but I think 5-7% is probably a decent number.

Sometimes that is pulled in through our analysis of the guest reviews where Airbnb will identify if a guest stayed as part of a group or with kids, but that is completely dependent on their accurate booking of the rental.