As an example, In AK, those general commercial loan requirements are:Cap rate of 8% or higherDSCR of 1.25 or higher Two years Schedule C tax returns of property.Inspection with all health and life safety either repaired or escrowed for repairs to be completed within 6 months.20% down with seasoned funds (in your account for over 90 days).Credit score of 620-640 or above.Obviously there are other minor underwriting guidelines depending on the funder, but commercial loans can be great.

This is why lenders are so concerned about the “health” of the overall community.

I don't want to exclude a roommate for their health or age, if it wasn't for a surgery the same month, I wouldn't have any worries about our age difference.

I own a few rentals and had a tenant that got a dog (unauthorized, no pets allowed), had other people living there, trashed the like new carpets and the freshly painted walls and new doors, not to mention left behind truck loads of trash (only in the shed and the yard though).

Should it be a fee, or pet rent, or a deposit?

I do it a bit differently.During the purchase process I have each tenant (and landlord) sign an estoppel letter which tells how much rent they are paying, amount of security deposit, when rent is due, occupants, pets, etc. 

Both of the above referenced companies take care of the appropriate filing with the MN Dept of Health.

I use it to pay for my health insurance, save for retirement, monies for travel, in addition to just living.

I see small tech companies and great advancements in health care jobs but there's not much on the financial sector and I think we need growth on our tech industry considering we have great people here.

(Required)qOther Deposits Statement [Pet/Special] (Required)______________________________qALL Deposits to be transferred at COE per contract?