I would recommend personal loan.

Purchase price: $475,000 Cash invested: $50,000 Horse House Hack!

I originally posted that I wanted to do some house hacking.

Market in a MinuteEast Tennessee home sales declined 18.9% from the previous month, and decreased 9% from a year ago.The median sale price was $375,000 — up 7.58% from the previous year.Total housing inventory increased from the previous year – up 41% from a year ago.

Hello Sabuj,I personally like the idea of purchasing duplexes, but I think you are going to see as much appreciation compared with purchasing Single Family Residences. 

Can it be a personal acc?

The house has an ADU, we would live in it, and rent out the main house (3 bed/2 bath). 

I’m a small landlord with only 2 houses.

Here is what I learned:A great deal spread will trump any expensive lending termsYou need to be liquid, a lot more than you thinkGetting the exit you want will depend on the finishes in the house because all those ARVs you looked up had very nice finishes I'm sure. 

Personally I look for an agent that understands the different requirements of investing as opposed to home purchasing.