https://www.omnicalculator.com/finance/debt-avalancheThis?

Try to negotiate with the bank that finance the house

Just stumbled upon it and saw that it was fit to do the business of my non profit How did you finance this deal?

How did you finance this deal?

I am looking for a private lender to finance my rehab on an already owned, gutted property in a desirable neighborhood of the city (Upper Lawrenceville): demo complete, structural engineer sign-off, architect-approved design to move the stairs (which is not a small deal in Pittsburgh), and city permit.

I have not used credit cards to finance a flip. 

Try this device to measure the noise: https://www.amazon.com/Indicator-30-130dBA-Detector-Temperat...You can also stick the same device by windows and doors to see if temperature drop - which would indicate an insulation issue.In addition to getting an Energy Audit, you may also want to look into any state, local or utility programs that offer discounted or financed energy improvement programs.

Also listen to financing podcasts.

These are generally 12-24 month interest only loans that borrowers will generally pay back by selling or flipping to long term financing like DSCR loans.More on DSCR loans:DSCR loans won't use your income to underwrite the loan.

For all of the additional work involved, I'd be hesitant to do a STR deal at 10-15% but of course it depends on what your goals are for the property and for your finances.