Stocks have only been minimally successful especially after the crash and all that...

Nick wants to minimize his mortgage, so he uses his $50,000 in savings as a down payment, and he opts for a 15-year loan at 6.75%.

And/or if possible could you please direct me to the organization or website that indicates that it is blatantly against the law (if that is the case).

An odd number indicates that you have put some thought behind the offer. 8)

They're paying taxes, insurance, utilities (maybe minimal).

Although, I read some guidelines recently indicating that might go down to 70% LTV for non-owner occupied loans.

Real estate will still be there when you get to it.Personally, I think starting in 2016 will be a great time for cash buyers, you could put yourself into a position to do very, very well with minimal effort and essentially no tangible risk.Sell the crap out of those diet pills and pile up the cash, just don't spam my mailbox while you do it. ;-)

I have seen any strong indicator of a upcoming price drop of any magnitude for this year.  

I have minimal debt, and what I have is at favorable terms.The deal I'm debating is a house which i have $200k into, getting $2100/mo rent.

There are brokerages that range from taking 50% of your commission, but pay most of your expenses to ones that charge a minimal office fee and minimal percentage of your commission.If you will be using your license mainly for your own investments, find out from the broker how much they will take from your personal sales.