2) What protective measures should I consider as a buyer in a seller-financed deal to ensure the offer is as efficient as possible?

You may also try to stop by your local Bank of the West branch - better than trying to establish a relationship by phone - to see if they offer investment HELOCs in TN.

I work with many fresh grads and even an offer letter can get you a conventional mortgage.

Any idea what this would be called and how to structure it legally?

I've shifted my focus from textbooks to spending quality time with my dad, who hasn't been feeling well lately, and I'm aiming to build up some savings through investments.Now, I don't have a car, but I have a friend who works nights and has kindly offered to give me rides anywhere between 3am and 4pm.

It's just about having the right team in place where you can identify them and get offers submitted quickly and solid contractors that can give you realistic quotes so your financial forecasts are accurate. 

Just recently a client made an offer on a new million dollar listing within 24 hours of it coming to market and there was a cash offer that was accepted at a lower price point the same day.

That is why I like the balance transfer offers.

I think that is important in case she tries to bring on legal recourse.

So here is a partial list of people who might be more inclined to listen to your offer of a cash discount, or some type of vendor financing:Financially Distressed HomeownersThese are people who may be facing financial hardships such as foreclosure or debt.