., combined pool for downpayment, rehab, professional services, etc.).On that note, I'd assumed I would use leverage and have estimated 25% down, but I'm open to interesting cash plays.I 100% insist on using property management, and all of my planning includes that cost.Ideally I'd like to hit ~8+% cash-on-cash return after all is said and done (taxes, payments, repairs, insurance, PM fees, capex, professional services, estimated cost of vacancy and turnover, etc.).

Some people will say, "Take out a quality Insurance Policy and you will be protected."

My wife is a partner in a mid size CPA firm, so we know these tax issues quite well. 

Shop around for a good and cheaper Title Company in regards to title reviewing and insurance.  

The term "material amendment" as used herein shall be defined to mean additions or amendments to provisions of these Bylaws which-establish, provide for govern, or regulate any of the following:  (a) voting; (b) assessments, assessment liens, or subordination of such liens; (c) reserves for maintenance, repair and replacement of Common Elements; (d) insurance or fidelity bonds; (e) rights to use of the Common Elements; (f) responsibility for maintenance repair of the several portions of the Property; (g) expansion or contraction of the Property, or the addition, annexation or withdrawal of property to or from the Property; (h) boundaries of any Unit; (i) the interests in the Common Elements:

This could also be a problem when you go to finance it or get insurance on it.

I am already aware of different firms (both local and national) that provide this service but was hoping to talk to someone from the end users point of view before sitting down and talking with a professional.If you have done a Cost Segregation Study and are interested in talking over a beer or coffee please let me know! 

My goal when investing for a rental (personally and I know it will change base on the purchase price of the home)150 per door after insurance, taxes, mortgage, and 10% repairs 10% property managers and %10 vacancy

Hi All,Looks for any recommendations for Insurance Brokers in NJ.  

Association fees are 320 (they also added a special fee for the next 7 months bringing it up to 420), insurance is just 300/year, my mortgage plus escrow is 1455 monthly.