Philadelphia has a lot of great investment opportunities since the city has a ton of blighted inventory, often with title issues or zoning issues to resolve, and also a ton of vacant land. 

Is there maybe a problem with the title?

Some of my best deals were those with damaged title.

Each conforming, conventional loan (those are the Fannie Mae/Freddie Mac loans if you recognize those names) has a clause that essentially states the lender "may" call the note due if you change title. 

Title company, Insurances, Contractor(s), know the market, know the days on market for properties.Find out from lender if there are monthly minimums, how many loans they're closing monthly, how quick it will take to close, and what they will need from you.You're going to want to operate quickly because the longer you have the money the more it will cost you, so get your ducks in a row.  

Hi Adam,I'm not clear on what you're bringing to the loan application.You know the loan can be in partner's name alone,  but you can still be on title, right?

Hello BP im a new real estate investor in the NJ area im looking for title companies that are investor or should I say wholesaler friendly.

They will have to be on title with you but you can use their income to Help with debt ratios.

Title company should be able to estimate maximum potential tax liability, pad it a bit, and escrow a reasonable amount to cover the amount eventually determined to be due.

(A recorded trustee's deed (or similar alternative) confirming the amount paid by the grantee to trustee may be substituted for a settlement statement if a settlement statement was not provided to the purchaser at time of sale.)The preliminary title search or report must confirm that there are no existing liens on the subject property.The sources of funds for the purchase transaction are documented (such as bank statements, personal loan documents, or a HELOC on another property).If the source of funds used to acquire the property was an unsecured loan or a loan secured by an asset other than the subject property (such as a HELOC secured by another property), the settlement statement for the refinance transaction must reflect that all cash-out proceeds be used to pay off or pay down, as applicable, the loan used to purchase the property.