Not sure about using a HELOC as a source for a down payment on a mortgage, but food for thought because you still get the tax benefit, don't pay capital gains, and free up the equity to reinvest.

We are in our early 60s now, and would like to avoid having to eat cat food when we are 80+. 

This is just food for though should you ever purchase more rental properties. 

It's catered, the food is always good :)

Food truck parking next to the subway?

I think he works with investors and has a team of people he can connect you with.I've highlighted his name to alert him to check out your post.Best, Chris

What you've got to consider is that the mold is in one area BUT it is spitting out spores which are going airborne and traveling into a humid, food-rich environment.

Cleaning would be afterwards & could not offer food service for the guests.

@Jesse Gonzalez That's really useful info that I probably should have highlighted more when I was discussing with the people I've spoken with at the banks thus far.

Most people use their family and setting a stability for them so, when you make that call think to yourself is this person paying my bills, is this person helping me put food on the table?