But my math is telling me its far better to go with investment property for now, as all in favorable conditions.

We had one person who didn’t like it, but majority seem to favor it...they want to minimize their risk too!

@Brett EskewPrivate money like someone you have a relationship with would likely get you the most favorable terms.

WFHouston for the foreseeable future thanks to Covid and figured I’d continue building my investment portfolio here (bought my first property in NJ) since the market is way more familiar and favorable.

What is more favorable towards lenders?

I am desperately looking for a favor here.

But I am learning that especially in HCOL areas, going "small" may ensure repeatability and being able to move into a second, third, fourth...etc house hack.So, moving from a $725k house hack into a $600k house hack might not be viewed favorably by lenders, even if it allows me greater flexibility to at least break even with cash flow and expand.Can anyone corroborate this?

Even if the numbers are less favorable, if I would be able to recover any of my initial capital, while still owning a cash flowing property, wouldn’t that be better than leaving my capital in the deal? 

You could consider a commercial loan, but considering the less favorable terms, I doubt it's worth it.

The key to happiness with mobile home parks is to buy those that have favorable 1) infrastructure 2) density 3) economics 4) age of homes and 5) location (we call this I-D-E-A-L) -- and the correct sum of those equations yields what resembles a high-density subdivision, and not the "trailer park" that people always think of.