If you email me an excel spreadsheet with each property on it showing loan balance, mortgage payment (s), rental income, and interest rate and terms for the financing on each, as well as your goals for the next 5 -10 years, I will give you my opinion on what I would do in your position.

@Brian Mathews OK, you win.  

Based on my calculation i am showing it at a 10 cap.Jack do you have an excel document that you recommended for cash flow calculations? 

If they pay early, you win and they win.

I'm currently working with a few fix and flip people and we are having a tough time, I'm sure like everyone else, with winning offers on MLS listed properties.

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You make some excellent points and have given me lots of things to think about!

Little solutions and common sense is not going to win the day.  

Well, here it is: This is a 4/2.5/2, 2753 sq ft. foreclosure that was built in 2006 located in an upper middle-class community with an excellent school district.

Some are excellent and need to be noted and listened to again at a desk with a note pad.