We call them Deltas because there is no delta (an engineering term for difference between two values) between the loan and the current market value.

I know during college there are times I switched room with others, just because one semester I am staying at the engineering lab late at night all the time, and instead of waking everyone up at 3am when I come home, I offered to move to the front bedroom and the other guy moves to the back. 

Engineered is a lot cheaper up front, but the real stuff can be re-finished a dozen times and can last decades.Provide nice-quality welcome mats at each door, and floor mats inside each door.  

Phil, I'm a beginner in real estate but I'm an engineer that specializes in protecting buildings from flood and hurricane damage.

I currently work in the oil and gas business as a Chief Engineer(Ships) for 14 years.

So then we hired a structural engineer to come out and do a report on the sunroom/deck.  

It's primarily surprising because most entrepreneurs look at software engineers like they are made out of candy.

In my line of work in engineering, we often have to produce a final drawing which contains work certified by multiple disciplines, such as some parts of it from maintenance of traffic, some by drainage, some from structural engineering, some from roadway, some from right of way, so digitally signing an electronic document actually mean multiple parties signing off their respective "objects" on the drawing, and not responsible for the rest of the stuff, and only that party has digital edit rights to their objects.  

I'm a mechanical engineer by trade but ive always been interested in real estate.

We never heard about this conversation...A month later we get a violation letter from the township stating that our wall was not structurally sound and we needed to get an engineer to evaluate its soundness and if needed, remediate it.