The next one - whenever and if ever it may come - will likely share these common traits and many others.

It seems both of their cell phone numbers have been disconnected.

It seems both of their cell phone numbers have been disconnected.

Our phones have simply stopped ringing (luckily we are booked out fairly well through the end of the year, but what happens in January?).

Making payments through escrow is not a bad idea but I think it is an unnecessary step because one phone call to the mortgage company will tell the seller that a payment has been made.

I agree with Lee Common & others-Owner finance or other creative financing may take off as good people cannot be approved for a mortgage.I make no predictions regarding banks and politicians fixing anything in a logical or timely manner unless it lines their own pockets.

Get out the phone book and start calling the banks yourself.

My question is where is the best place to spend that little money I have to get my phone ringing?

Louisiana is one of (is not the) only state that is not governed by common law.

Filing for extensions to complete one's tax returns is actually a very common practice.