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Results (10,000+)
Michael Macquarrie Low Credit Score? Tips for Getting Approved for Hard Money Loans
6 September 2024 | 4 replies
Are there specific lenders you recommend for more flexible terms despite credit challenges?
Maleshia Gilcrease fha 203K or homestyle reno loan
5 September 2024 | 4 replies
These loans allow buyers to purchase a property “AS IS, WHERE IS”.Renovation loans are available in 30, 20- and 15-year fixed rate terms and can be used to purchase owner occupied, second home and investment properties.By time the renovations are completed, the home needs to be in move-in, live-in condition and conceptually ready to be resold without repair issues.Other Important Items to Know about “Conventional” Renovation LoansMaximum – Minimum Purchase/Upgrade Amounts:Maximum: Limited to 75% of the “after improved” valueOccupancy: Primary, Second Homes, Investment PropertiesRenovation Term:The renovation term for this program is a maximum of 180 days.The Borrower(s) is responsible for the work being completed within the escrow period.
Charles P. Negotiating After You Get Back The Inspection Report
5 September 2024 | 4 replies
Long story short we got our inspection back on the property we have under contract and are curious how much concessions or in what way we could ask for concessions due to the nature of the findings. 
Account Closed DEAR NOAH: Is it a terrible idea to buy a condo/townhome as a primary?
2 September 2024 | 9 replies
Such as issues with STR, or even renting it out long term.
Brian J Allen Should We Stop Freddie Mac from Buying 2nd Mortgages?
4 September 2024 | 1 reply
Basically, Americans are still using their houses as piggy banks, and this just gives them another way of doing that.The argument is that it is too expensive to do a cash-out refinance if you have a 3% fixed primary loan, and this will provide options.What we fail to realize is that equity in one’s home is a hedge against many things like a downturn in the economy, or inflation.
Jonathan Soto Using HELOC to become a HML
7 September 2024 | 4 replies
(My HELOC is at 3.5% and I won’t consider it as not worth risk - I don’t leverage my home for investments unless it’s buy all cash and then refinance to get that $ back)
Mike Musarra Ballooning out of a Hard Money Loan
2 September 2024 | 22 replies
I will not be able to do a cashout refi with a conventional lender for 12 months, and although Fannie and Freddie require a 12 month seasoning period for cashout refi's, it seems most convetional lenders, even in a straight out refinance (with no cash out) require 12 months as a policy.Does anyone have any recommendations for long term lenders that will balloon me out on a long term loan?
Ashley Campbell Does a newbie need a RE focused CPA up front?
9 September 2024 | 13 replies
It is hard to justify an expense that would eat up all of a majority of your cash-flow.An investor doesn't necessarily need 'any' professional but it really depends on your knowledge/amount of time you have.For example, technically, most people may not need a painter as the tools are available to them in Home Depot or most stores.
Sean Petrash Newb looking for wisdom
2 September 2024 | 7 replies
I've heard that as long as I'm outside of the city limits I should do ok.
Nancy G. Closest STR market to NYC
4 September 2024 | 9 replies
I have family in Westchester, northern NJ and Long Island.