Someone to cover down on SFR?

If you start younger then wne I started in 10 yrs you'll have a few rentals even on low W2.Having decent dual W2, living well below our means we where able to buy 30 rentals in 7 yrs on the day I quit.Most markets have portfolio 30 yr lenders, today a misnomber, portfolio today means does not check W2/DTI but just based on the rent covering the mortgage. 

One way to get around some of this is to physically connect the two structures with a covered walkway or similar type structure.

You can take a higher rate at closing to cover your closing costs, and then refi later on.Hope these help, good luck and be patient, it’s a hot market out thereMichael DuncanHulali Kai Realty

Be creative when it comes to financing and think of how else can you cover the down-payment. 

Percent of single family home sales in Manhattan is about 1% of all sales so despite being labelled New York, it doesn't cover Manhattan at all. 

Are  you only  covering Cleveland.

I would take the lower deductible and have the peace of mind that if something were to happen that i'm covered with little coming out of pocket. 

I bought a  5200 square-foot house with a walkout basement that I went out and that covers half my mortgage.

I am seeking to ask the seller to put an escrow with enough fund to cover the cost of all violations and penalty/fees.