Would you be willing to accept this new fangled idea of tenants offering #fintech surety bonds or deposit insurance or rent guarantees instead of a refundable cash deposit Here's an article https://www.axios.com/2022/05/...     

Bonds and CDs held till maturity dont. 

I personally feel with my first two attempts, my wife and laid out what we were looking for and it still feels like pulling teeth to get him to do anything for us.

These are typically held less often and on an irregular schedule.To me, it's all about relationships and the strongest bond in any relationship is what you have in common with others.

Most traditional financial planners will steer you towards a stock/mutual fund/bond portfolio. 

That boss who is always spreading cheer and blame and keeps up his tan and teeth-bleaching in January.

But too many people on here never have time to talk about that and likely skirt by the skin of their teeth on rentals. 

Raising rates too fast because they're driven by fear has predictable consequences.Federal Reserve officials getting increasingly worried about "financial stability" as opposed to inflation as higher rates begin to crush bonds.

Brush only 80% of your teeth and the rest will get cavities.

Unlike other IRAs, you're not limited to stocks, bonds, or mutual funds.