It's also possible that a lender could even freeze your account, which would mean you could no longer draw on it at all. 

And they make it possible to take on many more deals at a time & make more money, if you're willing to think outside the box. 

First, does anyone have any insights on possible growth in Cleveland in the future?

It's just what it is.So.. credit can help, but it's possible to do without.

In the are I am looking, finding a lead a day may not be possible.

This is how I got to recently finish my first rehab while am starting with another one and very possibly a third one.

To get started, I see myself getting my feet wet with self-managing small multi-families with the possibility of living in one of the units. 

I know there is the 'due on sale' clause that could be a possible threat here so what is the solution?

These are houses sold on the MLS within the last 6 months if possible, and up to 18 months if necessary.  

I just ran a property that I would love to buy if I can find the private money or possibly the hard money at the right rate and ran it through the BRRRR calc.All looks great except when I look at the financial projections section I see the following...50% Rule Cash Flow Estimates Pre-Refinance Total Monthly Income: $2,850 x50% for Expenses: $1,425 Monthly Payment/Interest Payment: $600 Total Monthly Cashflow using 50% Rule: $72 50% Rule Cash Flow Estimates Post-Refinance Total Monthly Income: $2,850x50% for Expenses: $1,425 Monthly Payment/Interest Payment: $556 Total Monthly Cashflow using 50% Rule: $869Am I missing something or should the total monthly cashflow Post refi be that high?