![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3157215/small_1734466374-avatar-dinam29.jpg?twic=v1/output=image&v=2)
23 December 2024 | 8 replies
Hi Dina,Welcome.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2240406/small_1664987352-avatar-joshuap347.jpg?twic=v1/output=image&v=2)
19 January 2025 | 46 replies
You're welcome and you're correct.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3152937/small_1733256670-avatar-michaelb2996.jpg?twic=v1/output=image&v=2)
28 December 2024 | 12 replies
Hey Michael - welcome to BP!
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3087000/small_1722179396-avatar-serenal21.jpg?twic=v1/output=image&v=2)
25 December 2024 | 2 replies
Thank you,SerenaHey Serena, welcome to the forums.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2823653/small_1734496868-avatar-christianp272.jpg?twic=v1/output=image&v=2)
26 December 2024 | 3 replies
Welcome.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3169207/small_1736812449-avatar-richardv164.jpg?twic=v1/output=image&v=2)
19 January 2025 | 47 replies
Hello Jay, welcome to this discussion.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2395057/small_1667954675-avatar-jorgeb92.jpg?twic=v1/output=image&v=2)
15 January 2025 | 144 replies
I welcome and encourage anyone on the forum to chime in if I may have misrepresented anything, but this has been my mental model after spending countless hours running through different scenarios.I dont have a heloc personally but just curious are they all fixed rate / or are some of them variable when rates rise the interest rate rises or when rates fall the interest rates fall.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/516689/small_1621480701-avatar-shilohl2.jpg?twic=v1/output=image&v=2)
4 February 2025 | 87 replies
Hey @Chris Clothier welcome to the conversation.