I’m buying a fixer upper with all cash.

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To note, it seems the only zip codes where the big rent disparities exist is middle and upper class neighborhoods (this makes me think HUD is trying to incentivize section 8 in better neighborhoods/school districts).

I grew up on the northside, mom still lives there, and it's def a good area for middle-upper class families.

With cash in hand, this strategy can provide an unprecedented upper hand at the negotiation table.All the best!

If you want a decent SFR , you're talking $300K-$350K; based on rents/taxes and the likes you may eek out a 2% ROI; don't expect much appreciation the next 5 years if any;  it's appreciated to the point where it's not affordable to the middle/ upper middle income classes in the  midwest... whether to buy or rent..

After being laid off back in Oct 2023 from Upper Management change (New COO) that let my General Manager and then myself go 40ish days later.

One thing I liked before the redesign was that they gave numbers based on the average, upper 25% and top 10%.

For example, if I'm buying a fixer upper in Nashville for $680k, and I can get the deal at $620k and I identified the house, I negotiated the price, etc., I'm not paying her $15k as commission.

One acre with a fixer upper is currently around $400k-$500k+ and the monthly payment for that amount just stretches us too thin right now.