How to find info I need (remaining mortgage balance, mortgage payments) to go in with eyes-wide-open and present an excellent solution to the Seller's problem.b.

I’m curious, how are you finding that balance between selling quickly and maximizing value for your clients in this market?

back in 2020 when I bought a pool of assets, there were some assets included where the tax balance was greater than a property value.

I’m unsure if HEL or HELOC or selling the rental, doing 0% balance transfers makes more sense, or a combination.  

We purchased the property for $793,000 in 2020 for cash, and then financed a mortgage for building the second house later that year for $450,000 at 3% on a 30 year.The property is worth about $1.8m now, with a mortgage balance of $420,000.  

It’s all about balancing the funding so you’re not caught off guard when costs inevitably rise.Hard money lenders are often a good option because they’re specifically geared toward short-term investments like flips. 

It is an owner draw so that means it goes on the balance sheet and not the income sheet.

Total rent between the three is $3200/month.I have an adjustable 20 year mortgage with a balance of $100,000~ at 4.95% that is set to adjust in 2026.I also have a HELOC on that property at $180K~ with a 9.75% rate.

They typically communicate that they will be late and do end up paying the full rent plus the late fee by the end of each month.Unfortunately, we've reached a point this month where they submitted a partial payment at the beginning of the month and have now become unresponsive and have not paid the monthly balance.

How do you typically balance cost versus quality when outfitting a property?