I'd think for someone new, that may be influenced by investor methods, like wholesaling, that they avoid pre-foreclosures where notice has been given.If you're more advanced and skilled in presenting an offer and negotiating without making any reference or even the implication that your offer will provide some relief to their situation and make it clear that it's just a deal and you're not advising them in any manner and do so by showing you didn't target a pending foreclosure, you might go there.The issue is that if the investor doesn't have cash or reliable access to cash, they need to stay away from owners who have received notice.

Obviously, if your tenant has been allowed COVID-related rent relief, then when that ends, the previous rental level will stand.

Hey, BP tribe,I stumbled upon a truly fascinating recent court case: https://www.leagle.com/decisio...The case itself was devoted to a rather technical issue known as innocent spouse relief.

We were getting ready to take action on that situation, but then they applied for rent relief through a MN-based Covid-19 fund, which then places a moratorium on evictions.

My advice is for someone who is up to their eyeballs in student loans and needs a couple of years of relief to save and build cash flow.

Based on your clarifying info, I see this going two ways: Option 1) the lender will file a motion for relief, allowing the property to be pulled out of the BK so that they may proceed with foreclosure.

Quiet Title is not for debt relief it is to have a clear title. 

This "homeowners relief act" you mentioned, seems like it is more for taxes on the excess then "debt" forgivness?

I should add that this Act does provide some relief for landlords in the form of up to 360 days of mortgage forbearance.  

So Andrew in the previous years did you get any relief?