I recommend considering your cash flow and debt-to-income ratio before making a decision, and consulting with a financial advisor to tailor the choice to your specific needs.Good luck!

That said, there are alternative ways to meet the requirements, and with proper planning, you might not need to rely on these specific tests if most or all of the participation comes from you during the first year.

So, the first question they usually ask a PMC is about fees - instead of asking about services and HOW those services are executed.EXAMPLE: PMC states they will handle tenant screening – what does that specifically mean?

We have a PMA, but it doesn't  seem to address these things in a way that is specific enough to where they're violating the agreement. 

Feel free to reach out if you have any specific questions, as an investor or a lender happy to share any advice I can!

So, the first question they usually ask a PMC is about fees - instead of asking about services and HOW those services are executed.EXAMPLE: PMC states they will handle tenant screening – what does that specifically mean?

As echoed by many, the Midwest, specifically Milwaukee continues to be a strong market for cash flow.  

You've made a lot of general statements about Roofstock without specifics. 

You might consider other strategies, like taking a home equity loan or refinancing to fund repairs, but consulting with a tax professional or CPA would be the best next step for your specific situation. 

Any turnkey companies specifically you're referring to?