Great speakers..plenty of networking.Total Wealth Academy- https://totalwealthacademy.com/ Houston based group.

It's been so long ago now that I can't remember the episode number or speaker but I found my loophole to acquire properties. 

Speakers covered many topic ranging from mobile homes, new development, house flipping, commercial RE, etc and networking was very good.

So I kicked the habit - I stopped going to seminars and started to apply some of those ideas that were preached by speakers who were experts at extracting fees from me.I started to attend real estate auctions, studying the process - watching others make a lot of money - I decided to get a credit line - increase my credit card limits and started looking for properties (cheap- ugly buildings) in the neighborhood where real estate auctions were taking place - my primary goal at this time was to learn the market in the area where I wanted to control real estate - I would look at 50-60 houses (but made no offers - when agents would try to qualify me I just said "I have a small inheritance and will not need financing) - I kept a journal of the price per square foot,  comparing properties, and all comments made by sellers and agents (this helped me to find the seller dominate selling motive),  that was helpful - but I soon discovered that I was just looking for real estate in the conventional way  - I needed to do something else - so I started to look for owners of real estate who had problems (I applied Power Prospecting formulas) and at the same time studying creative real estate techniques from the old masters in the industry - became a member of the Washington Real Estate Exchange, hosted a real estate investor club and started to give mini creative financing seminars  while networking with those I wanted to emulate. 

Both are great speakers & everyone should at least attend once.

The group has some good speakers and the networking that goes on, is always a plus. 

Based on the speakers examples and recommendation, he said interest rates are between 6-8% (located in Metro Detroit Area) and I could have the option to pay monthly at a lower interest or pay a higher interest rate if I get paid when the lender gets paid, meaning after the property is sold.I was too embarrassed to ask, but is the interest rate calculated monthly or based on the contract's deadline?

Sure, count me in.Please note there’s a local FB group called Okanagan Real Estate Investors and we meet almost every month and bring a guest speaker 

There's a $10 admittance but the speaker sounds interesting and the networking is good. 

I listened to one of the pod casts, and the speaker of the pod cast says he does all lease option, and effectively he passes on the Maintenance/Repair expense to the buyer by offering to give them $100 credit from rent per month at the end of the year ($1200 total) if they take care of all the repairs themselves during the year.