Your strategy of re-marketing a 3-bedroom plus office as a 4-bedroom home office is a smart way to boost rental demand and rental income without major renovations.One insight I’d add is the potential benefit of exploring cost segregation studies once you build a larger portfolio.

We get primary residence loans for <10% down, we have the power of creativity, and if we're planning smart - we also have the opportunity to ride the wave of interest rates because we're much less dependent on adjustable rate loans.• If you want to get involved in syndications or passive real estate investing but you don't have enough in liquid cash for the minimum investment, you can use your retirement accounts like a self-direct IRA to do so!

Very smart local Dallas developer also just bought 1500 acres to develop homes.

Worth area, a fellow investor, active on bigger pockets, Marine, and all around good guy and smart lender. 

It's definitely smart to have reserves in case anything happens, but wouldn't a good portion of that come from the rent you make?

Martin It's just smart bolt; Schlage.

I can, if I work smart enough, buy and do anything I want.  

AJ, Great post.I love the SMART acronym.

It is smart to make sure of a reserve or your borrowers have the cash to get out of a crunch.

Partnering with an experienced investor is a smart move—combining your construction expertise with their real estate knowledge could be a powerhouse for success.I love your vision of tackling the housing shortage and creating more affordable homes.