As far as the other property, my ultimate desire is to build a duplex for rent. 

Even if they aren't qualified, it gives the impression you have a desirable place and those that are qualified will see it and hopefully jump on it.

With Old Brooklyn being the most desirable and having the best chance at future appreciation. 

Once you find a house that you believe would be a good rental, meaning desirable to your target market of customers (people within a couple of mile radius of the place), and all of the costs of monthly ownership that you can accurately project fall below the rental amounts that you project that you can get from your target customers, then you have a possible business asset that you can use to produce income, and have renters pay down the mortgage, while hopefully it goes up in value at least with the rest of the economy. 

Not only are Queens and Brooklyn the busiest Counties in terms of activity (new listings), but they also have some of the most competitive investors in our market.Properties are selling for 8.5% more than they were in 2023, showing us just how desirable the borough is.

Often, these insurance companies are able to pay a higher rate and desire a nice property to ensure they keep their customer happy as they go through an extensive claim.

Places outside military bases are typically not desired in my opinion.

Disney World will always be a factor and now, Unoversal is opening a brand new park next year.My thoughts are that perhaps 2 room cottage would be more desirable for a typical family of four on vacation?

I suggest you verify any of these statements you desire   Reading BP can provide a misleading slant on many things.  

If you desire to pay her rent than oh well, but try to tell Well Fargo or the Nisssan dealer its hard to pay your note and see if they let you keep the asset.