However, tenant's credit history will take a dive and be on record and since I'm the property manager (me / owner), I will not vouch for tenant when seeking for a place to rent in the future.If I go with option "b" and the tenant / tenant attorney agrees and signs an agreement to make it official , at least I can get back my money within 10-15 years.

Hello,
My name is Luke Helliker, and I’m an investor based in Chicago. I recently purchased my first investment property and am now focused on exploring opportunities in the Kansas City multifamily market for my next...

It's not our professional practice.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Identify good brokerages and licensed R.E. professionals, and those who you send your marketing to.

I think this is a great way to connect with other Real Estate professionals. 

Hello fellow real estate investors,
I'm considering a potential deal on a triplex in McKeesport, Pennsylvania, and I'd love to hear your thoughts. Here are the details:
- Current occupancy with a monthly income of $...

There are several hurdles during the process:Find the deal - Unless you are marketing or plugged into a community where there are opportunities, it isn't always easy to find the right dealsEvaluate the deal - Without professional guidance and research tools, it is difficult for a newbie investor to evaluate and ARV/FMV or create an adequate rehab budgetSecondary exit strategies - If things don't go as planned are their other opportunities to exit profitably.

Readers should seek professional advice. 

This person may actually be a licensed lawyer or a real estate professional.